LifeInsurance.net Terms & Conditions
The Services are provided “as is”, and include free information, including insurance quotes and quote ranges, tools, links, and recommendations to help you with insurance and related financial decisions. Most information provided through the Services is provided for general informational and educational purposes. There is information provided at the point of sale for commercial purposes.
We are a licensed insurance broker. The Services also include formal quoting, brokering, and transacting of first party insurance products, as well as third party insurance products, brokers, and carriers (the “Third Party Providers”) in the form of an advertisement, insurance quote, online purchase, email, phone call, text message, or any other marketing medium. By submitting your information to LifeInsurance.net through the Site or the Services, you provide your affirmative consent that LifeInsurance.net and the Third Party Providers may collect, use, rent, share, or otherwise disclose any information submitted or collected through the Site or the Services; that LifeInsurance.net and the Third Party Providers may contact you via any contact method you provide, including email and telephone; and that LifeInsurance.net may disclose your contact information to the Third Party Providers, and that such Third Party Providers may contact you via commercial email, telephone, or any other communication method, irrespective of any prior registration on the National Do Not Call Registry. You hereby consent to receive auto-dialed and/or pre-recorded telemarketing calls from or on behalf of LifeInsurance.net and the Third Party Providers at the telephone number you provide. You understand that consent is not a condition of purchase or receipt of services.
Any quotes, or quote-ranges provided on the Site or over the phone are non-binding. The final insurance policy premium for any policy is determined following application by the underwriting insurance company. Insurance products and their availability may vary by state and your individual circumstances, and additional minimum coverage limits may be required in your state. The Third Party Provider insurance products offered for sale through the Site are only available in the jurisdictions in which we are properly licensed.
Accounts are protected by passwords and pins. You are solely responsible for the confidentiality of your password, as well as for any use of the Site or any of the Services made using your password. Your password should only be used by you, and you should not share your password with any third party. We reserve the right to delete or change any password at any time and for any reason upon notice to you. We reserve the right to issue a pin to log in to your account.
MOBILE TERMS AND CONDITIONS
Assurance Customer Service Notification receive insurance quotes and alerts from Assurance Customer Service Notification through your mobile device. Text JOIN to 71953 to receive up to 4 text messages per month. Message and data rates may apply. By opting in to this service, you consent to receive mobile text alerts using an automatic telephone dialing system. Consent to receive marketing text messages is not required as a condition of purchasing any goods or services. By signing up, you are confirming you are over the age of 13.
Text STOP to 71953 to stop receiving Assurance Customer Service Notification messages from Assurance (you will receive a confirmation text).
For additional information, text HELP to 71953 or contact 844-680-6065.
The Site contains material, such as text, graphics, images, photos and other material provided by or on behalf of us, and through your use of the Services you will be provided with additional information from us. These materials and information are collectively referred to herein as the “Content.” The Content is owned by us and/or our licensors and may be protected under both United States and foreign copyright laws and treaties. The Content includes, but is not limited to, the trademarks, service marks, and logos that are used and displayed on the Site, which are registered and unregistered trademarks or service marks of ours or our licensors. Moreover, the organization and design of the Site are the property of LifeInsurance.net and are protected worldwide by copyright laws and treaty provisions.
You shall not, without our written permission in each instance: use any trademarks, service marks or logos in any manner; copy or use the Content for any purpose; remove any copyright or other proprietary notices contained in the original Content on any copy you make of the Content; sell, transfer, assign, license, sublicense, or modify the Content, or use the Content for any public or commercial purpose; or use or post or publish the Content.
COLLECTION AND USE OF INFORMATION
DISCLAIMER AND LIMITATION OF LIABILITY
YOU ACKNOWLEDGE AND AGREE THAT THE SITE, THE SERVICES, AND ALL CONTENT ARE PROVIDED "AS IS," "AS AVAILABLE", WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE WILL NOT BE LIABLE FOR ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO OR USE OF THE SITE, THE SERVICES, OR ANY CONTENT. FURTHER, IN NO EVENT SHALL WE BE LIABLE FOR DAMAGES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO, DIRECT, SPECIAL, INDIRECT, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, INCLUDING LOST PROFITS, OR LOST DATA, REGARDLESS OF THE FORESEEABILITY OF THOSE DAMAGES) ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE, THE SERVICES, AND ANY CONTENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES IN ADVANCE. THIS LIMITATION SHALL APPLY REGARDLESS OF WHETHER THE DAMAGES ARISE OUT OF BREACH OF CONTRACT, TORT, OR ANY OTHER LEGAL THEORY OR FORM OF ACTION. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR NEGLIGENCE, CONSEQUENTIAL, INCIDENTAL OR OTHER DAMAGES, IN SUCH JURISDICTIONS OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW. YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THIS SITE, THE SERVICES, OR ANY CONTENT IS TO STOP USING THE SAME.
MANY INSURANCE PRODUCTS QUOTED OR SOLD THROUGH THE SITE ARE THIRD PARTY PROVIDER PRODUCTS AND ARE NOT OUR PRODUCTS. WE MAKE NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO SUCH PRODUCTS, AND WE ACCEPT NO LIABILITY IN CONNECTION WITH SUCH PRODUCTS. ALL SUCH PRODUCTS ARE PROVIDED TO YOU PURSUANT TO THE TERMS AND CONDITIONS OF THE THIRD PARTY PROVIDERS. YOU ACKNOWLEDGE THAT WE ARE NOT AFFILIATED WITH ANY THIRD PARTY PROVIDERS THAT YOU MAY LINK TO THROUGH THIS SITE. YOU EXPRESSLY AGREE TO INDEMNIFY US FROM ANY CLAIMS THAT YOU MAY HAVE AGAINST A THIRD PARTY PROVIDER THAT YOU LINKED TO OR ACCESSED THROUGH THE SITE.
ARBITRATION AND GOVERNING LAW
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